(this assumes you are running as an administrator on Windows XP)
Adding a Non-Privileged Account
(bottom left of the screen) button and bring
up the Start Menu
Open (double click) the Control Panel
Select User Accounts
Select Create a new account.
Choose a name for the new account
Select the account type Limited, and click
That's it! Use this new account for your everyday computing
- reading email, surfing the Web, instant messaging.
You should set a password on your original (administrator) account,
as a reminder that using it is more risky. But don't delete it - you still
need it to install software and maintain your computer